Understanding Medicare Advantage Plans
Comprehensive healthcare coverage that goes beyond Original Medicare
Get More InformationWhat is a Medicare Advantage Plan?
Medicare Advantage (Part C) is a type of Medicare health plan offered by private insurance companies that contract with Medicare. These plans provide all of your Part A (Hospital Insurance) and Part B (Medical Insurance) benefits, and often include prescription drug coverage (Part D) and additional benefits not covered by Original Medicare.
Medicare Advantage plans are an all-in-one alternative to Original Medicare, offering the same coverage plus more, often with lower out-of-pocket costs and added convenience.
Key Benefits of Medicare Advantage
All-in-One Coverage
Combines hospital, medical, and often prescription drug coverage into a single plan, simplifying your healthcare management.
Extra Benefits
Many plans include dental, vision, hearing, and fitness benefits that aren't covered by Original Medicare.
Out-of-Pocket Maximum
Annual limit on your healthcare expenses provides financial protection against catastrophic medical costs.
Coordinated Care
Many plans offer care coordination services to help manage your health conditions and medications.
Lower Costs
Often features lower premiums and copays compared to Original Medicare with a Medigap policy.
Wellness Programs
Access to health and wellness programs, including gym memberships and healthy living incentives.
How Medicare Advantage Works
Enrollment
You must have Medicare Part A and Part B to enroll in a Medicare Advantage plan during specific enrollment periods.
Choose Your Plan
Select a plan that fits your healthcare needs, budget, and includes your preferred doctors and hospitals.
Use Your Benefits
Visit in-network providers and use your plan's benefits for medical care, prescriptions, and additional services.
Pay Your Costs
Pay your monthly premium (if any) and copays or coinsurance when you receive covered services.
Medicare Advantage vs. Original Medicare
Medicare Advantage
Original Medicare
Ready to Explore Your Options?
Get personalized help finding the Medicare Advantage plan that's right for you
Contact Us Today