Independent Medicare Guidance • No Cost • No Obligation
Avoid Costly Medicare Mistakes Before They Happen
Turning 65 or already enrolled? We compare your real options, explain the trade-offs clearly, and help you choose coverage with confidence — not guesswork.
No pressure. No hidden agendas. Just clear answers.
Start With What Applies to You
Turning 65?
If you’re approaching Medicare eligibility, timing matters more than most people realize.
We’ll help you understand:
- When to enroll (and when not to)
- How Part B works if you’re still working
- Supplement vs. Advantage differences
- How to avoid permanent penalties
Already on Medicare?
Plans change. Doctors change. Prescriptions change.
Your coverage should be reviewed annually to ensure:
- Your doctors are still in-network
- Your prescriptions are properly covered
- Your costs didn’t quietly increase
- You’re not missing better options
Medicare Is Full of Decisions You Don’t Realize You’re Making
Most costly Medicare problems don’t come from bad plans. They come from incomplete understanding.
At Eligry, we slow the process down and explain:
- What each option really means long term
- The trade-offs between lower premiums and higher exposure
- When “zero premium” plans make sense — and when they don’t
- How underwriting affects future flexibility
If your current coverage is already the best fit, we’ll tell you.
Not Sure Where You Stand?
Take our short Medicare Clarity Quiz to see what type of coverage situation you may be in.
It takes less than 60 seconds and can help you identify:
- If you may qualify for additional benefits
- If you’re in a risk area
- If a review would be helpful
Instant results. No commitment required.
Already know you need a review? Take the Medicare Clarity Quiz to see if your current plan still fits.
Simple. Clear. Personal.
Schedule a Review
Phone or Zoom — whichever is easier.
We Compare Your Real Options
Doctors, prescriptions, budget, travel needs — everything considered.
You Get Clear Recommendations
No pressure. No rushing. Just a confident decision.
Why Work With an Independent Advisor?
Many Medicare enrollments happen quickly and without full explanation.
As an independent broker, we:
- Compare multiple carriers — not just one company’s plans
- Explain both Advantage and Supplement clearly
- Focus on long-term protection — not just today’s premium
- Provide ongoing annual reviews every year
This isn’t a one-time transaction. It’s an ongoing relationship.
Meet Cindy
I started Eligry because I saw how often people made Medicare decisions without understanding the long-term consequences.
My role isn’t to sell you a plan. It’s to help you avoid mistakes and choose confidently.
You’ll always receive:
- Honest comparisons
- Clear explanations
- Recommendations based on your situation
Ready for clarity about your Medicare coverage?
Book a no-cost review and get clear answers in one call.
Licensed insurance professional. Consultations are provided at no cost to you.
Medicare Guidance & Resources
Get clear answers to common Medicare questions
Supplement vs Advantage
Understand the key differences between Medicare Supplement and Medicare Advantage plans.
Read More →When to Enroll in Part B
Timing matters. Learn when you should enroll in Medicare Part B to avoid penalties.
Read More →Common Medicare Mistakes
Avoid costly errors that can affect your coverage and premiums for years to come.
Read More →Complete Medicare Guide
Parts A, B, C, and D — everything you need to know about how Medicare works.
Read More →Medicare Penalties
Late enrollment penalties are permanent. Know the rules so you don’t pay extra for life.
Read More →Medicare Glossary
Confused by Medicare jargon? Every term explained in plain, simple language.
Read More →