Turning 65? Don’t Make a Medicare Decision You Can’t Undo.
Get honest, unbiased Medicare guidance from an independent advisor — someone who works for you, not for an insurance company.
Most people choose without understanding the difference.
One wrong choice can limit your flexibility — and cost you — for years.
Not sure which plan is right for you?
Take the 2-Minute Medicare Quiz
Answer 6 simple questions and find out whether Medicare Supplement or Medicare Advantage is the better fit for your health, budget, and lifestyle.
Find My Best Medicare Plan →Free · No email required · Results in 60 seconds
Medicare Is Confusing — And One Wrong Choice Can Follow You for Life.
Most people spend more time choosing a cell phone plan than they do choosing their Medicare coverage.
- !Enrollment deadlines you may not know about — missing them triggers late penalties that never go away
- !Part B late enrollment penalties are permanent — 10% added to your premium for every 12 months you delay
- !Network restrictions you don’t discover until you need a specialist — and it’s too late to switch
- !The Supplement vs Advantage decision most people misunderstand — and can’t easily reverse
Most people don’t even know the single most important question to ask.
It’s not about monthly premiums. It’s not about whether your current doctor is in-network. There’s one question that changes everything — and we’ll walk you through it, free of charge.
Get My Free Review Or call us: (888) 588-5175
I Almost Made the Wrong Medicare Choice Myself.
When I was approaching 65, I was healthy, active, and confident I had things figured out. I didn’t want to pay extra for a Medicare Supplement. Everyone seemed enthusiastic about Medicare Advantage — lower premiums, dental, vision — it sounded perfect.
Then my sister asked me one question. It stopped me cold. I realized I had been looking at the wrong things entirely. The question wasn’t about what I’d save each month — it was about what I’d be giving up.
“That one question changed my entire Medicare decision — and it’s the same question I now ask every single client.”
After nearly four decades in business — 23 years in enterprise sales at AT&T and 16 years running my own IT consulting firm — I spent over a year studying Medicare inside and out. I got licensed, got certified, and built Eligry around one simple mission:
🛡️ To give every person the honest, complete guidance I almost didn’t get myself — so you never have to learn the hard way.
The Difference an Independent Advisor Makes
Most Medicare agents represent one or two carriers. We represent you.
Truly Independent
Not tied to any single insurance company. You get a complete picture of your options — not just the plans that benefit a particular carrier.
No Cost to You — Ever
Insurance companies compensate independent agents. You pay the same premium whether you use an advisor or enroll alone — have an expert in your corner for free.
Personal, One-on-One Guidance
No call centers. No scripts. A real conversation — at your pace — covering your health needs, your doctors, your budget, and your life situation.
Why guess when you can get expert help for free?
Schedule a no-pressure conversation in minutes.
Medicare Guidance for Every Situation
Whether you’re turning 65 or re-evaluating your current plan, we’re here.
Turning 65 Enrollment
Step-by-step guidance through your Initial Enrollment Period so you don’t miss deadlines or make irreversible choices.
Annual Plan Reviews
Plans change every year. We review your coverage each fall during Open Enrollment to make sure you’re still in the right plan.
Medicare Supplement (Medigap)
Predictable costs, freedom to see any Medicare-accepting doctor nationwide. We compare all available Medigap plans.
Medicare Advantage
All-in-one plans with dental, vision, and hearing — if Advantage is right for you, we’ll find the best plan in your area.
Part D Prescription Plans
We compare drug formularies and costs so you’re not overpaying for your prescriptions.
Part B Giveback
Some plans reduce your Part B premium. We identify if you qualify and which plans offer this in your area.
Supplement or Advantage?
This Is the Decision That Matters Most.
The choice you make when you first enroll can affect your flexibility, your out-of-pocket costs, and your options for years to come.
Let’s Review Your Options TogetherYou Deserve to Know Exactly How This Works
No surprises. No hidden agendas. Just honest guidance.
How I’m Paid
Insurance companies pay independent agents a commission when clients enroll. You never pay me directly — my fee comes from the carrier, at no added cost to you.
CMS Required Disclaimer
We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all available options.
Licensed & Certified
Eligry LLC is a licensed independent Medicare advisor operating in compliance with CMS marketing regulations, certified annually with all carriers we represent.
No Pressure. Ever.
Our free review is a conversation, not a sales call. If we’re not the right fit, we’ll tell you. Our goal is your best decision — whatever that turns out to be.
Common Questions
You Worked Hard for These Benefits. Let’s Make Sure You Get Them Right.
A free 30-minute conversation could save you from years of the wrong coverage.
Schedule Your Free Medicare Review → Or call us: (888) 588-5175