Why Choose a Local Medicare Advisor in Highland, Indiana?
Most Medicare advisors are national call centers. They don’t know your doctors, your hospitals, or your community. I do.
I Live Here Too
I’m based in Highland. I know the local hospitals, the medical groups, and which plans have strong networks in Lake County. That local knowledge matters when choosing a Medicare plan.
Face-to-Face When You Need It
Some Medicare decisions are complicated enough to talk through in person. I’m available to meet when it makes sense — at your home, a coffee shop, or wherever you’re comfortable.
Truly Independent
I don’t work for Humana, UnitedHealthcare, or Aetna. I’m contracted with all of them. That means I compare every plan available in Lake County and recommend what’s best for you — not what pays me the most.
The wrong Medicare plan can cost you thousands of dollars in unexpected bills.
A free 30-minute review can make sure that doesn’t happen to you.
Serving All of Lake County, Indiana
As a Medicare advisor in Highland, Indiana, I work with Medicare beneficiaries throughout Lake County and surrounding Northwest Indiana communities.
Not sure if I serve your area? Call (352) 464-4400 and I’ll let you know right away.
How a Free Medicare Review Works with Your Highland Advisor
Simple, straightforward, and completely free. Here’s what to expect when you work with a Medicare advisor in Highland, Indiana.
We Talk — Phone, Video, or In Person
Schedule a free 30-minute call or meeting. Tell me about your doctors, your prescriptions, and what matters most to you in a health plan. No forms to fill out, no pressure.
I Research Every Plan in Lake County
I pull up every Medicare Advantage, Supplement, and Part D plan available in your ZIP code and compare them side by side based on your specific situation — your doctors, your drugs, your budget.
I Give You My Honest Recommendation
I tell you what I would choose if I were in your shoes — and why. If your current plan is already your best option, I’ll tell you that too. No pressure to change anything.
I Handle the Enrollment Paperwork
If you decide to make a change, I take care of the enrollment. You don’t have to navigate the insurance company websites or phone trees. I handle it.
Meet Cindy Kowalski
I became a Medicare advisor because of my own frustrating enrollment experience. I went through the confusion firsthand — the conflicting information, the pressure from agents pushing specific plans, the fine print nobody explained. I decided to do something about it.
Before founding Eligry LLC, I spent 23 years in enterprise sales at AT&T and 16 years running my own IT consulting business. I understand how to research complex decisions and explain them clearly. I bring that same approach to Medicare.
I’m based right here in Highland. When you work with me, you’re not calling a 1-800 number. You’re talking to your neighbor.
Medicare Plans Available in Highland & Lake County (2026)
Lake County Indiana residents on Medicare have access to a wide range of Medicare Advantage and Medicare Supplement plans from carriers including Humana, UnitedHealthcare, Aetna, Devoted Health, and others. As your Medicare advisor in Highland, Indiana, I compare all of them for you.
Plan availability, costs, and networks vary significantly by ZIP code — even within Lake County. A plan that’s ideal in Crown Point may not include the same doctors or hospitals as one in Highland or Munster.
Local hospitals and medical systems important to Lake County Medicare beneficiaries include Community Hospital in Munster, St. Catherine Hospital in East Chicago, and Methodist Hospitals serving Hammond and Gary. Making sure your plan’s network includes your preferred providers is one of the most important parts of the review process.
Medicare Advantage plans in Indiana can have maximum out-of-pocket costs up to $9,350 or more in 2026. Most enrollees don’t know what their limit is until they get a bill. A free review takes 30 minutes and could save you thousands.
Frequently Asked Questions About Medicare in Highland
Do you charge for your Medicare advisory services?
No. My services are completely free to you. Like all Medicare advisors, I’m compensated by the insurance carriers when you enroll in a plan through me. This does not affect my recommendation — I compare all carriers and recommend what’s genuinely best for your situation.
Can you meet in person in Highland or Lake County?
Yes. While most reviews are done by phone or video for convenience, I’m available to meet in person in the Highland and Lake County area when that makes more sense for you. Just let me know when you schedule.
What Medicare plans are available in Highland, Indiana?
Highland and Lake County residents typically have access to Medicare Advantage plans from Humana, UnitedHealthcare, Aetna, Devoted Health, and others, as well as Medicare Supplement plans from a wide range of carriers. Availability depends on your specific ZIP code. I can pull the complete list for your address during your free review.
When can I change my Medicare plan?
The main enrollment periods are the Annual Enrollment Period (October 15 – December 7), the Medicare Advantage Open Enrollment Period (January 1 – March 31), and your Initial Enrollment Period when you first turn 65. There are also Special Enrollment Periods for certain qualifying events. Visit Medicare.gov for official enrollment period details.
I already have a Medicare plan. Why would I need a review?
Plans change their costs, networks, and drug formularies every year. A plan that was right for you two years ago may no longer be your best option. An annual review takes 30 minutes and costs nothing — and could save you significantly on healthcare costs.
Do you help with Medicare Supplement (Medigap) plans too?
Yes. I help with Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. During your review we’ll determine which type of coverage makes the most sense for your situation. Learn about Advantage vs. Supplement →
We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not affiliated with or endorsed by the U.S. government or the federal Medicare program. © 2026 Eligry LLC.