Medicare Advantage · 2027 Changes Today’s Medicare Advantage Benefits May Not Be Tomorrow’s Benefits Dental. Vision. Gym memberships. OTC allowances. These extras are why millions choose Medicare Advantage — and they can disappear in January without warning. Get an Honest Plan Review — Free Breaking — May 2026 Humana’s CEO publicly stated the company will … Read more
Retirement Hub · Social Security How Social Security and Medicare Interact in 2026 Your income — even from two years ago — can quietly raise your Medicare premiums by hundreds of dollars a month. Here’s what you need to know before you retire. Schedule a Free 30-Minute Review The short answer Social Security and Medicare … Read more
Still Working at 65? The Medicare Mistake That Could Cost You Thousands | Eligry Medicare Enrollment · Working at 65 Still Working at 65? The Medicare Mistake That Could Cost You Thousands. Before you assume your employer plan covers you — or that you must enroll in Medicare right now — there are five things … Read more
Medicare Advantage Benefits May Shrink in 2027 | Indiana & Florida Seniors | Eligry Medicare News · 2027 Changes Today’s Medicare Advantage Benefits May Not Be Tomorrow’s Benefits What Indiana and Florida seniors need to know before the 2026 Annual Enrollment Period If you chose a Medicare Advantage plan partly because of the extras — … Read more
Major Medicare Update: Weight loss drug coverage begins July 1, 2026 For years, one of the most frustrating phone calls I’ve had to take goes like this: “Cindy, can I get my Medicare plan to cover Wegovy or Zepbound for weight loss?” Up until now, the answer has always been a flat no. By law, … Read more
Medicare Enrollment Guide Employer group Medicare Advantage plans: the hidden trap that can lock you out of Medigap By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 Some employers offer retiree or late-career health plans that are quietly structured as Medicare Advantage. If you don’t know the difference between that and traditional employer … Read more
Most people think of retirement taxes as simple: you withdraw money, you pay taxes on it, end of story. But retirement income taxation is nothing like earning a paycheck. The rules are layered, the interactions are hidden, and small decisions — made in the wrong year, in the wrong order, or in the wrong amount … Read more
Ask someone how much they expect to spend on healthcare in retirement, and you’ll usually hear something like “I’ll have Medicare, so I should be fine.” That answer misses the mark by hundreds of thousands of dollars. Medicare is essential. It’s also incomplete. It doesn’t cover everything, it isn’t free, and the costs associated with … Read more
Most people think of Social Security as a simple decision: you hit a certain age, you file, you get a check. But the age you choose to claim is one of the most consequential financial decisions you’ll make in retirement — and unlike most decisions, this one is essentially permanent. Claim too early and you … Read more
Retirement Planning · Updated May 2026 · 13 min read C Cindy Kowalski Licensed Independent Medicare & Retirement Advisor · Eligry LLC · NPN 21601670 This article is part of the Retirement Mistakes That Can Cost You Thousands series. Annuities may be the most polarizing product in all of retirement planning. Some advisors sell them … Read more