Illinois Medicare Guide Illinois Medicare Supplement underwriting rules: birthday rule, Blue Cross guaranteed issue, and everything in between By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide Illinois gives Medigap enrollees more flexibility than most states — but less than you might think. The Illinois … Read more
Georgia Medicare Guide Georgia Medicare Supplement underwriting rules: what happens after your enrollment window closes By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide Georgia does not have a birthday rule. Georgia does not have an annual Medigap open enrollment period. Once your initial six-month … Read more
Connecticut Medicare Guide Connecticut Medicare Supplement underwriting rules: year-round open enrollment and what it means for you By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide If you’re 65 or older and live in Connecticut, you can apply for any Medicare Supplement plan, from any … Read more
New York Medicare Guide New York Medicare Supplement rules: the strongest protections in the country By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide If you have a Medicare Supplement plan in New York, you have stronger consumer protections than 95% of Medicare beneficiaries in … Read more
Indiana Medicare Guide Indiana Medicare Supplement birthday rule: what it means for Hoosiers in 2026 By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide The Indiana Medicare Supplement birthday rule is new as of January 1, 2026 — and most Hoosiers with a Medigap plan … Read more