Comparing Medicare Advantage and Medicare Supplement plans including costs and long-term risk.
Medicare Education · Plan Types Does Your Medicare Cover YouIf You’re Hospitalized Out of State? Your plan type — HMO, HMO-POS, or PPO — determines what happens when you’re stabilized in an out-of-state hospital. Most people don’t find out until it’s too late. By Cindy Kowalski · Licensed Independent Medicare Advisor · Eligry LLC You’re … Read more
C Cindy Licensed Independent Medicare Advisor · Eligry LLC · Updated February 2026 9 min read Medicare changed again for 2026 — premiums are up, some Advantage plans quietly cut benefits, and drug formularies shifted. Here’s exactly what changed, what it means for your costs, and what to review right now. Every year, Medicare changes. … Read more
The One Medicare Decision You Can’t Undo Later | Eligry LLC C Cindy Licensed Independent Medicare Advisor · Eligry LLC · February 2026 7 min read “What happens if your health changes?” That was the question my older sister asked me when I was turning 65. It’s the question most people never ask — and … Read more
Plan Types · February 15, 2026 · 7 min read Is Medigap the Same as a Medicare Supplement? Short answer: yes. But the longer answer explains why the terminology causes so much confusion — and what actually matters when choosing coverage. C Cindy · Eligry LLC Licensed Independent Medicare Advisor The Short Answer: Yes, They’re … Read more