Why reviewing your Medicare coverage every year matters and how to switch plans safely during AEP or OEP.
Medicare Education · Plan Types Does Your Medicare Cover YouIf You’re Hospitalized Out of State? Your plan type — HMO, HMO-POS, or PPO — determines what happens when you’re stabilized in an out-of-state hospital. Most people don’t find out until it’s too late. By Cindy Kowalski · Licensed Independent Medicare Advisor · Eligry LLC You’re … Read more
C Cindy Licensed Independent Medicare Advisor · Eligry LLC · Updated February 2026 9 min read Medicare changed again for 2026 — premiums are up, some Advantage plans quietly cut benefits, and drug formularies shifted. Here’s exactly what changed, what it means for your costs, and what to review right now. Every year, Medicare changes. … Read more