Michigan Medicare Supplement Underwriting Rules 2026 | Eligry
Michigan Medicare Guide Michigan Medicare Supplement underwriting rules: no birthday rule, no safety net, and what that means for you By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide Michigan has no birthday rule. No annual Medigap open enrollment. No state-mandated carrier that must accept … Read more
Illinois Medicare Supplement Underwriting Rules 2026 | Eligry
Illinois Medicare Guide Illinois Medicare Supplement underwriting rules: birthday rule, Blue Cross guaranteed issue, and everything in between By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide Illinois gives Medigap enrollees more flexibility than most states — but less than you might think. The Illinois … Read more
Georgia Medicare Supplement Underwriting Rules 2026 | Eligry
Georgia Medicare Guide Georgia Medicare Supplement underwriting rules: what happens after your enrollment window closes By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide Georgia does not have a birthday rule. Georgia does not have an annual Medigap open enrollment period. Once your initial six-month … Read more
Connecticut Medicare Supplement Underwriting Rules 2026 | Eligry
Connecticut Medicare Guide Connecticut Medicare Supplement underwriting rules: year-round open enrollment and what it means for you By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide If you’re 65 or older and live in Connecticut, you can apply for any Medicare Supplement plan, from any … Read more
New York Medicare Supplement Rules: Continuous Open Enrollment Explained | Eligry
New York Medicare Guide New York Medicare Supplement rules: the strongest protections in the country By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide If you have a Medicare Supplement plan in New York, you have stronger consumer protections than 95% of Medicare beneficiaries in … Read more
Indiana Medicare Supplement Birthday Rule: 2026 Switching Guide | Eligry
Indiana Medicare Guide Indiana Medicare Supplement birthday rule: what it means for Hoosiers in 2026 By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide The Indiana Medicare Supplement birthday rule is new as of January 1, 2026 — and most Hoosiers with a Medigap plan … Read more
Does Florida Have a Medicare Supplement Birthday Rule? (2026 Rules) | Eligry
Florida Medicare Guide Florida Medicare Supplement birthday rule: what actually applies (and what doesn’t) By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 The Florida Medicare Supplement birthday rule is something people search for constantly — and the honest answer, which most insurance companies won’t tell you plainly, is that Florida doesn’t have … Read more
Medicare Advantage Out-of-State Coverage
Medicare Education · Plan Types Does Your Medicare Cover YouIf You’re Hospitalized Out of State? Your plan type — HMO, HMO-POS, or PPO — determines what happens when you’re stabilized in an out-of-state hospital. Most people don’t find out until it’s too late. By Cindy Kowalski · Licensed Independent Medicare Advisor · Eligry LLC You’re … Read more