If you’re on a Medicare Advantage plan and thinking about leaving, you’re not alone. Every year, millions of people switch from Medicare Advantage back to Original Medicare — and many of them pick up a Medicare Supplement plan (also called Medigap) to cover the gaps. But whether you can switch and whether you should switch … Read more
Michigan Medicare Guide Michigan Medicare Supplement underwriting rules: no birthday rule, no safety net, and what that means for you By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide Michigan has no birthday rule. No annual Medigap open enrollment. No state-mandated carrier that must accept … Read more
Illinois Medicare Guide Illinois Medicare Supplement underwriting rules: birthday rule, Blue Cross guaranteed issue, and everything in between By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide Illinois gives Medigap enrollees more flexibility than most states — but less than you might think. The Illinois … Read more
Georgia Medicare Guide Georgia Medicare Supplement underwriting rules: what happens after your enrollment window closes By Cindy Kowalski, Licensed Independent Medicare Advisor • Updated for 2026 • Part of our state-by-state Medicare Supplement guide Georgia does not have a birthday rule. Georgia does not have an annual Medigap open enrollment period. Once your initial six-month … Read more