Free Date Calculator

When Does My Medicare Start?

Two questions. You'll get your exact enrollment windows, your Part B start date, and the two 63-day deadlines almost nobody hears about until they've passed.

What's your date of birth?

Your Medicare dates are built off this. Nothing is saved or sent.

Which describes your situation?

I'm approaching 65 and won't have employer coverageRetired, self-employed, or on a plan that isn't from a current employer My employer coverage is endingRetiring, leaving a job, or losing a spouse's active employer plan I'm still working past 65 and keeping my plan for nowNo end date yet

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

How I work: I'm appointed with a limited number of carriers, so there are plans I can't enroll you in. That doesn't mean I won't talk about them. When I review your situation, I look at the options that actually fit you—including the ones I can't sell—and I'll tell you what I find either way.

Not affiliated with or endorsed by the government or federal Medicare program. This calculator is general education based on federal rules as of July 2026, not advice about your specific enrollment. Your actual dates depend on your employer's size, your plan type, and your state. Confirm anything date-critical with Social Security, 1-800-MEDICARE, or me before you act on it.

Cindy Kowalski · Licensed Independent Medicare Advisor · Eligry LLC · NPN 21601670 · Licensed in 22 states

(352) 464-4400 · cindy@eligry.com · eligry.com